Foneloan

Foneloan is a digital lending service in Nepal that lets eligible bank customers apply for instant, short‑term loans directly through their mobile banking apps without paperwork, collateral, or visiting a bank branch. The service uses automated analytics to determine loan eligibility and pre‑approved limits, allowing users to receive funds in minutes for emergencies, purchases, or other needs. Loans can be repaid in a short period or through equal monthly installments (EMI), and Foneloan also powers Buy Now, Pay Later (BNPL) options with partner platforms.